What You Risk By Talking To Collection Agencies and How to Protect Yourself
_________________________________________________________________ What can go wrong when you talk with employees from debt collection agencies? A lot. It’s not to say that you shouldn’t communicate with employees from collection agencies when they contact you about a debt. However, you should think very carefully about what you say to them before you open your mouth. Debt collectors [...]
What Is A Credit Score And How Can You Get Your Free Credit Report?
Posted in: Bankruptcy, Credit Reports, Debt Collectors, Debt Settlement, Found Money Tags: credit score
_________________________________________________________________ What Is A Credit Score? If you have a credit card or if you’ve ever applied for a loan, tried to buy a home or a car, you’ve probably heard of FICO. FICO stands for Fair Isaac Corporation, a company that began in the 1950s. It was founded by Bill Fair, an engineer by [...]
First Steps To Paying Off Debt
_________________________________________________________________ William Shakespeare had some wise advice regarding debt: “Neither a borrower nor a lender be; For loan oft loses both itself and friend”. It seems that most of America isn’t listening to him, because by 2008, total household debt totaled $13.8 trillion. And in 2009, unfortunately, we’re seeing the end results of that debt-fueled [...]
How to Negotiate Indebtedness: Debt Settlement
_________________________________________________________________ It’s awful easy to get into serious debt nowadays. Sometimes a medical emergency or situation comes up in the family. Even if your family has medical insurance, the cost of critical care can be extremely expensive and could cause a severe financial hardship. Other times we just live beyond our means. Or we make [...]
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